The Department of Labor has identified three criteria that advisors and financial services firms can satisfy to demonstrate compliance to the fiduciary relationship standard. Per the criteria, they should:

• State, in writing, that the firm commits to providing advice in the client’s best interest at all times.

• Clearly and prominently disclose any conflicts of interest, like less-than-transparent fees or backdoor payments that might prevent, or provide a disincentive to, the advisor from providing advice in the client’s best interest.

• State, in writing, that the firm has adopted policies and procedures designed to mitigate conflicts of interest.

Not all financial advisors are fiduciaries, which is why you should always ask. Foster Group fiduciary financial advisors are held to the highest ethical standards and act only in the best interests of our clients. We are client-driven, not commission-driven. In fact, we do not offer commission-based products.

Since 1989, the team at Foster Group has been committed to helping you feel Truly Cared For®. Spanning our ownership over 3 generations of employees to help ensure relationship continuity is just the start. Being an SEC-regulated fiduciary investment adviser and our belief in fee-only compensation structures with our clients also ensures that we put your best interests first.

We believe in clients having full-access to the collective abilities of all our team members, rather than being served by just a single advisor. And, perhaps most importantly, we are committed to going beyond the portfolio, to understand the hearts and purposes of our clients.

We display our values-driven approach not just in what we say, but in how we serve our clients, our communities, and our fellow team members. By advancing our advice with science and getting the right people in the right positions, we are in constant pursuit of a better client experience.