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How Tax Strategy Fits into Your Financial Plan | Financial Perspectives

Gretchen Muller

Gretchen Muller , MBA

Marcus Iwig

Marcus Iwig , CFP®, CPA, MAcc

Michael Westphal

Michael Westphal , CFA®

03/16/26

How Tax Strategy Fits into Your Financial Plan | Financial Perspectives

Tax strategy plays an important role in financial planning, but the right approach depends on your specific goals, timeline, and overall plan. In this episode of Financial Perspective, Gretchen Muller, Marcus Iwig, and Michael Westphal discuss how tax considerations can affect retirement planning, business sales, farm ground, stock compensation, account types, and investment implementation. The key takeaway: taxes matter, but they should be considered within the context of a broader financial plan.

0:00 – Introduction: Why Tax Strategy Matters

0:53 – Couple A vs. Couple B: How Tax Planning Differs by Situation

7:29 – Investment Tax Strategy: ETFs, SMAs, & Account Types

9:53 – How Foster Group’s Portfolio Management and Advisory Teams Collaborate

13:37 – Key Takeaways: Keeping Tax in Perspective

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