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Our unique approach to investing is based on a solid academic foundation designed to lead to successful client experiences. This approach helps us come to a deeper understanding of the financial landscape, and helps clients reach their financial goals.

The results of our thinking on financial topics lives in these pages: a library of white papers, market commentary, and more, all designed to provide insights on financial planning in today’s marketplace, and to help you understand our firm.

The other day, I was sitting with a client, catching up and planning out the new year when the topic of taxes came up. “Will my taxes go down due to the new tax law?” he asked. “How much time do you have?” He looked at me with a nod and said, “All the time in the world.” Ok. Here we go. I don’t know. It should for most, but there is a lot...

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We recently expanded our graphs section, providing review of the monthly performance of various asset classes including benchmark indices and representative mutual funds used by Foster Group in the execution of our portfolio allocation strategy. We hope you’ll find these graphs helpful and informative. If you have any questions or suggestions, please let us know via email at info@fostergrp.com....

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Our vision at Foster Group is to influence thousands of individuals, families, and organizations with wise financial counsel, while encouraging the pursuit of meaningful living and generous giving. Recently, my family moved back to Iowa after ten years in Paramount and Long Beach, CA. I’m guessing most of you are familiar with Long Beach, but have never heard of Paramount. I bet, though, you have heard of Paramount’s neighbor city...

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We recently expanded our graphs section, providing review of the monthly performance of various asset classes including benchmark indices and representative mutual funds used by Foster Group in the execution of our portfolio allocation strategy. We hope you’ll find these graphs helpful and informative. If you have any questions or suggestions, please let us know via email at info@fostergrp.com....

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You can’t avoid it; it’s coming, and there’s nothing you can do about it. No, not the fiscal cliff; rather, the annual ritual of making New Year’s resolutions! Our good intentions to make changes that will improve health, relationships, eating habits, etc. often flounder. 80% of all such resolutions, on average, fail by January 20! For those resolving to improve their financial standing in the coming year, we offer the following...

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We frequently receive questions from clients about how to best protect their identity online. Prior data breaches have taught us some important lessons about what to do if we know, or if we fear, our personal information has been compromised. 1. CHANGE YOUR PASSWORDS to all online accounts if your assessment of impact indicates vulnerability. Make sure the new passwords are substantially different than those used previously. 2. USE UNIQUE PASSWORDS for...

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By Scott Berryman of Legacy Design Strategies

Whenever I counsel physicians and families about transferring and protecting their assets in an estate plan, we always talk about a few other items that tend to be appropriate in helping them manage taxes and risk. First, I ask them if they have long-term care insurance.  If they say yes, I know they have had a conversation with a financial professional.  If...

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A few months ago, our Institutional team reviewed an investment portfolio for a nonprofit that contacted us for a second opinion.  We first reviewed its Investment Policy Statement (IPS) and then began the process of analyzing the portfolio. What is an Investment Policy Statement? An Investment Policy Statement is an organization’s road map for its investments.  For example, it includes a target asset allocation, what types of assets are permitted in the...

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