Monthly Archives: June 2018

Kent Kramer

Does the increased volatility in financial markets, in 2018 compared to 2017, have you feeling a bit anxious? Recently, on separate occasions, I heard the Executive Producer of The Big Bang Theory and Principles author and Bridgewater & Associates founder, talking about the same subject, uncertainty. Ray Dalio, the best-selling author of the book, Principles, and the founder of Bridgewater & Associates, one of the world’s largest hedge funds, referenced a...

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Walt Mozdzer Profile Picture

The Individual Retirement Account, or IRA, has become a staple of Americans saving for retirement. First established in 1974, the IRA gained in popularity through the 1980s and 90s and today, we find three basic types: the Traditional IRA, the Rollover IRA, and the Roth IRA. Traditional IRAs allow for tax-deductible contributions and tax-deferred growth. The Rollover IRA functions in the same manner as a Traditional IRA but initially is...

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Stacie Neussendorfer Thumbnail Photo

Since we live in a digital age, it is hard to find an area of our lives that has been left untouched by the changes that have occurred over the last 20 years with the explosion of the internet.  Our ability to carry around smartphones and tablets provides us with immediate access to all things digital. These changes enable us to share our lives with the outside world through social media...

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Marcus Iwig

We’ve spent the past few months discussing the effects of the new tax law on individuals. But we really haven’t touched on the effects of the new tax law on business income. One of the more common questions I get is, “How does the 20% business deduction affect the income from my partnership or small business on my federal tax return?” The answer is simple and complex all at the same...

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Rachel McCann Profile Photo

By Rachel McCann, Middendorf Insurance Associates

A common question I answer each summer is “I’m going on a trip and renting a car. Do I need to purchase the rental agency’s car rental coverage?” What should you purchase and what can you forgo? The answers depend on how your personal automobile insurance policy reacts. Not all policies are the same. The first thing I do is determine if the client’s...

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Andrew Farmer

Over your working life, you have paid into Social Security along the way. Now it is time to start thinking about your options and how to benefit the most from what’s available to you. First off, Social Security is an actuarial calculation based on life expectancy. So, if you would let us know when you are going to pass away, we can come up with the perfect claiming strategy...

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