Monthly Archives: September 2017

Joe Bantz, CFP®, AIF®

Semper Paratus

Photo Source: https://upload.wikimedia.org/wikipedia/commons/thumb/5/57/Seal_of_the_United_States_Coast_Guard.svg/1024px-Seal_of_the_United_States_Coast_Guard.svg.png

Semper Paratus. Always Ready. The motto of the United States Coast Guard makes an excellent guide for each of us financially, as well. Be ready – be prepared for any circumstance. Financially, this starts by building and maintaining an emergency fund –easily accessible funds set aside to meet unexpected expenses. I, like many of my clients, like to do this via...

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Joe Bantz, CFP®, AIF®

Devotion to Duty

Photo Source: https://upload.wikimedia.org/wikipedia/commons/thumb/5/57/Seal_of_the_United_States_Coast_Guard.svg/1024px-Seal_of_the_United_States_Coast_Guard.svg.png

The United States Coast Guard is a branch of the military that is often overlooked by us Iowans. This is understandable, given our significant lack of coastline that requires guarding! But recently, I spent time on campus of the Coast Guard Academy, and discovered the rich heritage of this proud military force. Founded in 1790 by Alexander Hamilton and...

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Ross Polking Thumbnail Photo

Costs Matter

"You get what you pay for." is an old saying we all know.  Ironically, the reverse can hold true when it comes to investing.  Avoiding exorbitant fees and minimizing costs leave more dollars invested and growing.  Dimensional Fund Advisors shares the academic basis to this simple truth and highlights that high-priced investments are often the underperformers.  Stay diversified. ...

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