Monthly Archives: March 2017

Ross Polking Thumbnail Photo

This year promises to bring change.  Some good, some bad.  What’s good and bad is simply a matter of one’s perspective.  The Affordable Care Act is one item high on the list of potential changes.  Those changes won’t come without much debate.  What that means to physicians in the form of regulation, requirements, hours, lifestyle, liability, and revenue stream is yet to be seen.  The ever-present threat of change really...

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Joe Bantz, CFP®, AIF®

Recently, I flew to San Francisco for a tour of Coast Guard Island with two of my daughters. We had a fantastic trip, and left with a great appreciation for the significant role the Coast Guard plays in our nation’s defense. But that role is not an easy one – there is much turbulence in the water, the air, and the environment as they daily address hostile drug runners, uncooperative...

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Laura Giles Profile Photo

Simon Sinek’s well-known TED talk, “Start with Why” is centered around the concept that an organization should start with their “why” and encourages individuals and companies to ask themselves questions to identify their beliefs, purpose, and why they get out of bed in the morning. One statement Sinek made in his presentation that stood out to me was, “Very few people and organizations know why they do what they do.” As...

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JP Syverson Headshot

By Jay P. Syverson of Nyemaster Goode 

Probate is the process by which a person’s estate is settled after death. Final bills are paid, final taxes are filed, and assets are collected and distributed to the beneficiaries. The entire process is supervised by the court, usually takes 9-12 months, and comes with expenses – court costs and attorney fees – that can exceed 4% of the estate. Additionally,...

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Matt Abels

The concept is simple, but often gets overlooked, especially in our profession. As financial planners, we spend a lot of time discussing with clients how to pass assets (what they earned) to the next generation in the most efficient way.  Typically, the goals are to ensure taxes and fees are minimized, assets are passed to the appropriate parties, and the individuals inheriting the wealth are financially mature enough to handle...

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