Monthly Archives: February 2017

Marcus Iwig

Gift with a tax deduction? In most instances, if you give a gift to a family member, you not only don’t receive a tax break, but you need to be mindful of the amount of the gift in case a gift tax return needs to be filed. Wow.  That sentence just put me to sleep. Let’s try that again. I want to help my kids and/or grandkids prepare to pay for college.  Is a...

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Scott J. Snyder, JD, CFP®, CFA, CIMA®

For many years, Foster Group has approached asset allocation using an analysis we call our Lifeboat Drill.  Setting a proper mix of growth assets like stocks or real estate, and preservation assets like bonds, begins with understanding our clients’ future cash flow needs. – First, we explore the minimum return rate you must earn on your portfolio assets to meet all of your anticipated future cash flow needs.  Quantifying this return allows...

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