Monthly Archives: January 2017

A Foster Group Lead Advisor and I were in a meeting with a 20-year client of Foster Group. We’ll call her Susie. She and her husband have done a great job with their finances. They’ve saved. They’ve given money away. They’ve been aggressive in paying down debt. Frankly, they’ve taken the advice we’ve given them and run with it. When we pulled up their financial plan on eMoney (the tool we use...

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Ross Polking Thumbnail Photo

Physicians are busy, not just because of their practice of medicine, but also due to their community and professional involvement.  Physicians are leaders in their own right and often serve as board members for non-profits, associations, and organizations about which they are passionate.  Their understanding of the entity’s financial circumstances is critical, and their efforts to maintain financial viability long into the future helps realize the mission.  When these organizations...

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Marcus Iwig

I don't like New Year’s resolutions very much. The whole thing feels overwhelming, especially after just surviving the holidays.  Also, it seems like a difficult time of year to make big, wholesale changes!  For instance, deciding to start exercising when it’s ten below out, kids have before- and after-school activities, and if you aren’t recovering from the flu or a cold, you are just about to get it.  It seems...

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Mark Stadtlander

The total return of the S&P 500 index over the past five calendar years (2011-2015) is +80.7%.  The 13 best trading days during those five years (i.e., 13 days out of 1,258 total trading days) produced a 55.1% gain.  Thus, 1% of the trading days were responsible for 68% of the index’s total return. * 20-plus years ago, Jerry and I used to record a cassette tape--yes, that’s right, a...

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