Many investors believe there may be a way to predict when to buy and sell securities. One theory behind this belief is referred to as “Mean Reversion” – which can be defined as the idea that higher-than-average returns are followed by a period of lower-than-average returns, and vice versa. The extension of this idea is that if you can identify when this unusually high or low return period will end,...
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We are continually inspired by your desire to be generous, and it is our privilege to help you find ways to realize your charitable objectives. Foster Group can help by simplifying the mechanics of giving and reducing the tax consequences of your gift, allowing you to maximize your charitable contributions. Giving appreciated shares of securities (stock, mutual funds, etc.) could be of benefit to you, especially if you happen to be...
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In our daily lives, we are faced with hundreds of choices. It’s easy to fixate on the “big” decisions, like making a career change, buying a different house, or adding to your family. Those are all decisions that demand extra consideration. But the “little” decisions we so casually make every day, can have a dramatic effect over the course of a lifetime. Specifically, when it comes to managing our personal finances...
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Academia and historical evidence have a wonderful way of combining to support a particular beliefs or concepts. Diversification is a sound principle that investors may strive for, yet many fail miserably in their pursuit, due either to lack of conviction or discipline. Dimensional Fund Advisors has drawn up another brief article soundly supporting the long-term benefits of diversification in the realm of wealth management. As the story goes, stay diversified. [pdfjs-viewer...
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Over the years, Foster Group has done a lot of writing about using appreciated shares to enhance the tax benefits of your charitable giving. But this time I’m saying, “Don’t do it!” Okay, actually, I’m saying, “There may be a better way.” On December 18, 2015, President Obama signed into law the PATH act, which made permanent a key charitable giving tax incentive. This can be an excellent tool for...
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