Monthly Archives: January 2015

Joe Bantz, CFP®, AIF®

I Love Giving!

One of the roles I cherish in my work at Foster Group is being part of our Charitable Giving Team. Each year, our group meets regularly to give away money and promote generosity. What fun! Last fall, the team challenged each Foster Group employee to give away a $50 bill … then share their story. And the stories came in – a $50 tip to an unsuspecting waitress at Red Lobster,...

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Marcus Iwig

When it comes to investing, we all wish we had a crystal ball or could find some pattern in returns that would help us be in the right investment at the right time.  You would think the collective knowledge of Wall Street would be able to make some pretty accurate forecasts, but that’s just not the case.  The December 2013 Business Insider article linked below compiled the forecasts for the...

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Ross Polking Thumbnail Photo

Yogi Berra once said, “It’s tough to make predictions, especially about the future.”  Financial forecasters often cite a return of 8% to 10% as a likely outcome for stock market performance in the year ahead.  As reasonable as this may sound, the S&P 500 Index, over the past 89 years, has never delivered a total return between 8% and 10% in any single calendar year.  Not once.  Rather, in most...

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Ross Polking Thumbnail Photo

Filling your car with gas hasn’t been this much fun in quite some time.  Even if it requires standing in below-zero temps, just seeing a full tank equate to half its cost a mere 12 months ago is a euphoric feeling of new-found wealth.  But is this a good thing in the long-term?  Many pundits theorize low oil prices will negatively impact our economy, and their voices are loudest on...

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Ross Polking Thumbnail Photo

Mistakes happen in the personal financial world.  We can learn from our own mistakes, and others’, to improve our results.  Consider this assortment of common investor gaffes, and do a status check of your own plan to ensure these do not inhibit progress toward your long-term goals!    1. Ignorance is not bliss “Stay the course,” is a common phrase to describe remaining invested and...

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