Yearly Archives: 2014

Matt Abels

World Cup Fever

Like a lot of people growing up in rural Iowa, I did not play soccer nor do I know much about it.  Given my lack of soccer knowledge, I was surprised at how excited I was watching the U.S. soccer team work their way through the group stage of the World Cup and into the “Round of 16” - terminology I did not know a month ago. I watched some of every...

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Ross Polking Thumbnail Photo

There is an inverse relationship between fund expenses and returns.  In short, costs matter. Nobel Laureate Dr. William Sharpe points to this in his landmark article, “The Arithmetic of Active Management,” in which he asserts simply:

“If active and passive management styles are defined in sensible ways, it must be the case that (1) before costs, the return on the average actively managed dollar will equal the...

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Has anyone ever asked you, “Hey, what do you think of Crossfit?”   Crossfit is a popular fitness program that involves many types of exercises, including a form of powerlifting.  In a recent conversation I had with a friend, they commented that Chiropractors love Crossfit because it provides them with so much business!  Very similar to Orthopaedics loving 40 plus year olds that still play competitive basketball!  The challenge is that...

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Jerry Foster

NBC News recently reported that “Americans are giving more to charitable causes than ever before…Total giving by individuals, companies and foundations hit a record $335.17 billion last year, driven mainly by wealthy individuals, according to the annual report from Giving USA Foundation and the Indiana University Lilly Family School.” This is encouraging for a country that possesses a large portion of the world’s wealth. We are a nation tremendously...

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Ross Polking Thumbnail Photo

Is This You?

Industry data suggests we are nearing the largest generational transfer of wealth in our nation’s history. Somewhere in the range of $10-$12 trillion (that’s trillion with a “T”) will be changing hands among family, friends, charities and institutions over the next decade. The subsequent transfer of wealth for the following generation could be in the neighborhood of $30 trillion (an even bigger “T”) with resources leaving the baby...

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Ross Polking Thumbnail Photo

The latest issue of Investment News I pulled from my mailbox included the headline, “Clients Warily Turn to Stocks”.  Nothing new, same sad story of folks who have continued to avoid market exposure and thus significant growth and/or recovery in their portfolio.  What really caught my attention was the sub-headline:  “Unloved bull market has advisers thinking the time is right to put clients’ cash to work.”  What?  Talk about a...

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Ross Polking Thumbnail Photo

Too often, estate planning has been dominated by tax issues.  With the recently increased exemption amounts, fewer families will have to write a check to Uncle Sam upon the passing of a loved one.  However, challenges still exist that are not focused on mitigating taxes. Avoiding Probate.  Probate is the court-supervised process of transferring property from a decedent’s estate to the named heirs.  Much has been made of the...

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Joe Bantz, CFP®, AIF®

Financial planning brings with it a wide range of concerns,but according to a recent study, saving for retirement remains chief among them. Gallup's most recent Economy and Personal Finance poll, released April 22, revealed that 59 percent of Americans were either "very worried" or "moderately worried" about not being able to comfortably retire. That majority affirmed retirement savings' place atop the list of financial worries, of which there were...

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