12/13/2013 | 9:37 AM
Studies have shown that generous people live happier, healthier, more fulfilled and satisfied lives. Winston Churchill stated, “We make a living by what we get, but we make a life by what we give.” There’s nothing quite like experiencing generosity’s powerful effect firsthand, effects that impact both the recipient individual or organization and the giver.
One thing that can keep us from being generous is not knowing precisely where to begin. There are limitless opportunities to be generous, and navigating them can prove overwhelming. While it’s easy to send cash or a check,
12/6/2013 | 8:51 AM
Healthcare in the United States is changing. No big surprise there. Something that may be surprising, though, is a relatively new, and growing, area of healthcare known as “concierge medicine.” What began with a small number of physicians serving very wealthy, elite clients under “retainer” fee arrangements may be morphing into healthcare for the middle class.
The Affordable Care Act mandates that most individuals purchase health insurance by next year. A clause in the Act allows direct primary-care – such as an arrangement with a concierge care
12/4/2013 | 1:32 PM
The collective knowledge of buyers and sellers is incredibly powerful, much broader and deeper than that of any one investor. The compelling evidence of market efficiency is hard to argue, and is captured well in this 3-minute video produced by Dimensional Fund Advisors. The content helps explain, very simply, how securities are priced and how those prices change through time. It ultimately calls into question whether an active management investment approach is worthwhile. See what you think…
*The information and material provided in this article is for informational purposes
12/3/2013 | 3:05 PM
With the end of the year quickly approaching, it's timely to remind everyone of opportunities for giving back and sharing generously. In keeping with the spirit of naming certain days, like Black Friday and Cyber Monday, today is #GivingTuesday. In addition to making gifts of cash and personal items, you should consider gifts of appreciated securities and use of the Charitable IRA Rollover (to satisfy RMD for those age 70 1/2 and over – amounts up to $100,000). Additionally, for Iowa residents, the Community Foundation of Greater Des Moines provides access to the Endow Iowa Tax Credit
11/21/2013 | 2:26 PM
October proved to be a very strong month in global equity markets. In spite of a 16-day shutdown of non-essential US government services during the month, investors’ appetite for risk assets pushed prices significantly higher by month-end, adding to what’s already been an outstanding year. Bond markets also produced generally positive, albeit much lower, return for the month.
Kent Kramer hosts our update this month and draws our attention again to the difficulty investors face in timing moves in and out of investment markets when conditions are volatile and uncertainty is high.
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