PHIL KRUZAN, SR., CFP®, Partner, is responsible for the analysis and development of comprehensive financial plans and has particular expertise in the areas of estate and retirement planning. Phil is a member of the Financial Planning Association.  He has been named six times by Worth Magazine as one of the top 100 financial advisors in the United States.  Phil is a 1986 graduate of Iowa State University with a BBA in Finance.  He and his wife Merri have two sons.  Away from the office Phil's hobbies include:  tennis, reading, listening to music, cooking, and enjoying wine.  Click here to send an email to Phil.